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Beyond PSD2 for a Better Open Banking Expereince

PSD2 is acting as a catalyst in the digital transformation happening in the Banking industry. While meeting the compliance requirements of PSD2, financial institutes are excited to make use of the new business models and opportunities opened by this laid foundation. More the customers and partners we can reach, more the business activities and more the revenue. Making the banking functions more accessible and reactive will be a key enabler to provide a seamless experience to these parties, including internal banking staff whom directly affects the business efficiency.
IAM plays a critical role in improving business accessibility without compromising the system boundaries. PSD2 mandates strong customer authentication(SCA), setting the bar high for user authenticity, while keeping few exemptions, not to bother payment services user(PSU) with SCA for every little transactions. While adhering to this policy will make an institute PSD2 complaint, if they can react fast to the fraud rates…

WSO2 Identity Server - Extension Points - Part 1 - SAML

This is the first post of a series of post to come, to serve as a catalog of extension points available within WSO2 Identity Server as of IS 5.1.0 version which is to be released soon. Most of them are available in 5.0.0 version as well. We have quite a lot of flexibility provided for the users to shape Identity Server to serve exactly what they require via these extension points.
There are 2 types of extensions available in WSO2 Identity Server as of now. Most of these require a restart of the server in order to be effective, but can be configured dynamically without a restart of the server. Few of the extensions like UI theming can be made without a server restart. Drop the extension developed as an OSGI bundle, followed by a server restart,  configure it dynamically eg: custom user store managers Drop the extension developed as a Java component, configure in a configuration file, then restart the server. Configure it dynamically via the UI. eg: custom authenticators

Files Used for Con…